Blog

News, guides, and tax insights for UK investors

Options and UK Capital Gains Tax: How CGT Works on Options Trading

How HMRC taxes equity options under Capital Gains Tax — expiry, selling, exercise, assignment, and writing — shown with real worked numbers from our calculator.

Read →

How to Find and Report Excess Reportable Income (ERI)

A step-by-step guide to finding the ERI figure for your offshore ETF, working out the deemed income, and reporting it on Self Assessment without double-taxing yourself.

Read →

HMRC now sees your crypto: what CARF means for your CGT

From January 2026 UK exchanges report your trades to HMRC under the Cryptoasset Reporting Framework. What data they send, and how to reconcile your gains.

Read →

Tax on cash in stocks and shares ISAs from April 2027

HMRC will tax interest on cash held inside a stocks and shares ISA from April 2027. It is not CGT. Dividends and capital gains stay tax-free.

Read →

Robinhood UK CGT: upload your Activity Statement, get an HMRC report

Robinhood UK users can now calculate UK Capital Gains Tax from the Activity Statement CSV. Stock disposals, dividends, and US withholding tax are handled with HMRC monthly FX rates.

Read →

Bed and ISA: Using Your CGT Allowance Without the 30-Day Rule

Bed and ISA lets you crystallise gains up to your £3,000 allowance and rebuy inside an ISA the same day. Here's why HMRC's 30-day rule doesn't apply.

Read →

UK Capital Gains Tax rates from April 2026: what is new for 2026-27

2026-27 CGT rates are 18% and 24% — same as last year. What actually changed: BADR rises to 18% and carried interest moves to income tax.

Read →

The New Cryptoasset Boxes on SA108: A Walkthrough for 2025-26

HMRC added a dedicated cryptoasset section to SA108 from 2024-25 — boxes 13.1 through 13.8. What goes in each one, with a worked example covering a crypto-to-crypto swap and a stablecoin disposal.

Read →

UK Crypto Capital Gains Tax: Swaps, Stablecoins, Fees, Staking and Airdrops Explained

How HMRC taxes cryptocurrency in the UK — crypto-to-crypto swaps, stablecoin pricing, trading fee deductions, staking income, airdrops, and converting to GBP. With worked examples and HMRC references.

Read →

UK Tax on Accumulating vs Distributing ETFs

How accumulating and distributing ETFs are taxed outside an ISA, including ERI, deemed income, Section 104 cost basis and Self Assessment.

Read →

Do You Need to Report Capital Gains If No Tax Is Due?

Two HMRC thresholds decide if you must report: £3,000 gains and £50,000 proceeds. Here's how to check and what happens if you miss one.

Read →

Business Asset Disposal Relief: Rates Rising to 18% in April 2026

BADR rates are climbing from 10% to 18% over two years. How the rate ladder works, who qualifies, and what it costs on a real disposal.

Read →

CGT Rate Changes in 2024-25: Two Rates in One Year

The 2024-25 tax year has two CGT rates — 10%/20% before 30 October and 18%/24% after. How to split your gains and report correctly.

Read →

How Section 104 Pooling Works

A practical guide to HMRC's Section 104 share pooling rules and how they affect your capital gains tax calculations.

Read →

Your Data Stays in Your Browser

How our CGT Calculator handles your broker data — nothing stored, no tracking, no ads. Your trades never leave your device.

Read →