Tax Report

ASSESSMENT SUMMARY27 May 2025 – 25 Mar 2026Tax year2025/26

Total Capital Gain
£15,079.73
Taxable after allowance & losses
£11,340.34
ready to fileUK Resident (full year)All bands

Add your annual income in the editor for a single income-tax figure. Learn more →

Asset classProceedsCostsGain
Stocks£104,861.35£90,270.91£14,590.44
Cryptoassets£905.00£505.00£400.00
Options£6,698.79£6,609.48£89.29
Total£112,465.14£97,385.39£15,079.73

SELF ASSESSMENT GUIDE

Cryptoassets

BoxWhat to enterFigure
13.1Number of disposals1
13.2Disposal proceeds£905.00
13.3Allowable costs£505.00
13.4Gains in the year, before losses£400.00
13.5Losses in the year£0.00

Listed shares and securities

BoxWhat to enterFigure
23Number of disposals26
24Disposal proceeds£104,861.35
25Allowable costs£90,270.91
26Gains in the year, before losses£15,713.45
27Losses in the year£1,123.01

Other property, assets and gains

BoxWhat to enterFigure
14Number of disposals12
15Disposal proceeds£6,698.79
16Allowable costs£6,609.48
17Gains in the year, before losses£3,508.60
19Losses in the year£3,419.31

Losses and adjustments

BoxWhat to enterFigure
45Losses brought forward & used in-year↳ From your uploaded history£739.39
47Losses available to carry forward£0.00

SA100 UK Income

BoxWhat to enterFigure
SA100Dividends from UK companies£709.89
SA100UK interest£41.12

SA106 Foreign income

CountryGrossForeign taxCountry rateFTCRTaxable
IE (check code)£125.01£0.00——£125.01
USA£262.74£39.4515%X£262.74
Box 6£387.75

Interest from overseas savings

CountryGrossForeign taxCountry rateFTCRTaxable
USD (enter code)£769.86£0.00——£769.86
Box 4£769.86

STOCK DISPOSALS

HMRC Matching Rules Applied

Same Day

130 shares

£7,133.99

Bed & Breakfast

1,056 shares

£14,001.27

Section 104 Pool

3,046 shares

£69,135.65

26 disposals · 17 tickers · £49.65 fees
TSLAIBKR2025-06-24Same Day20£5,143.90£4,921.71£222.19
Sell: 20 × £257.195 = £5,143.90($344.95 @ 0.7456)net of £0.75 feesCost: 20 × £246.0855 = £4,921.71($330.05 @ 0.7456)incl. £0.75 feesResult: £5,143.90 − £4,921.71 = £222.19
NVDAT2122025-07-02Same Day10£1,146.24£1,116.83£29.41
Sell: 10 × £114.624 = £1,146.24net of £1.72 feesCost: 10 × £111.683 = £1,116.83incl. £1.67 feesResult: £1,146.24 − £1,116.83 = £29.41
NVDAIBKR2025-07-18S104100£12,125.67£7,330.86£4,794.81
Sell: 100 × £121.2567 = £12,125.67net of £0.01 feesCost: 100 × £73.3086 = £7,330.86incl. £4.82 feesResult: £12,125.67 − £7,330.86 = £4,794.81
VUAGT2122025-07-18S10460£5,904.00£5,324.15£579.85
Sell: 60 × £98.40 = £5,904.00Cost: 60 × £88.7358 = £5,324.15Result: £5,904.00 − £5,324.15 = £579.85
RR.FT2025-09-04Same Day100£1,115.00£1,095.45£19.55
Sell: 100 × £11.15 = £1,115.00Cost: 100 × £10.9545 = £1,095.45incl. £5.45 feesResult: £1,115.00 − £1,095.45 = £19.55
LLOYT2122025-09-16S1042,000£1,648.00£1,411.02£236.98
Sell: 2,000 × £0.824 = £1,648.00Cost: 2,000 × £0.7055 = £1,411.02incl. £7.02 feesResult: £1,648.00 − £1,411.02 = £236.98
MSFTIBKR2025-10-06S10410£3,736.35£3,117.49£618.86
Sell: 10 × £373.635 = £3,736.35($509.90 @ 0.7328)net of £0.73 feesCost: 10 × £311.749 = £3,117.49incl. £2.96 feesResult: £3,736.35 − £3,117.49 = £618.86
VWRLFT2025-10-06S10460£6,318.00£5,784.00£534.00
Sell: 60 × £105.30 = £6,318.00Cost: 60 × £96.40 = £5,784.00Result: £6,318.00 − £5,784.00 = £534.00
GOOGLIBKR2025-10-14S10420£3,443.25£2,487.00£956.25
Sell: 20 × £172.1625 = £3,443.25($234.95 @ 0.7328)net of £0.73 feesCost: 20 × £124.35 = £2,487.00($165.03 @ ~0.7535 avg)incl. £0.38 feesResult: £3,443.25 − £2,487.00 = £956.25
SHELIBKR2025-11-06S104100£2,618.84£2,764.33£-145.49
Sell: 100 × £26.1884 = £2,618.84net of £1.16 feesCost: 100 × £27.6433 = £2,764.33incl. £14.33 feesResult: £2,618.84 − £2,764.33 = £-145.49
BPFT2025-11-18B&B1,000£3,400.00£3,497.40£-97.40
Sell: 1,000 × £3.40 = £3,400.00Cost: 1,000 × £3.4974 = £3,497.40incl. £17.40 feesResult: £3,400.00 − £3,497.40 = £-97.40
TSLAT2122025-11-19B&B6£1,831.47£1,894.24£-62.77
Sell: 6 × £305.245 = £1,831.47net of £2.75 feesCost: 6 × £315.7067 = £1,894.24incl. £2.84 feesResult: £1,831.47 − £1,894.24 = £-62.77
AMZNIBKR2025-11-20B&B50£8,252.55£8,609.63£-357.08
Sell: 50 × £165.051 = £8,252.55($219.98 @ 0.7503)net of £0.75 feesCost: 50 × £172.1926 = £8,609.63($226.02 @ 0.7618)incl. £0.76 feesResult: £8,252.55 − £8,609.63 = £-357.08
AZNT2122025-11-24S10420£2,476.00£2,094.42£381.58
Sell: 20 × £123.80 = £2,476.00Cost: 20 × £104.721 = £2,094.42incl. £10.42 feesResult: £2,476.00 − £2,094.42 = £381.58
METAIBKR2025-11-24S10410£4,876.20£5,317.55£-441.35
Sell: 10 × £487.62 = £4,876.20($649.90 @ 0.7503)net of £0.75 feesCost: 10 × £531.755 = £5,317.55($720.05 @ ~0.7385 avg)incl. £0.37 feesResult: £4,876.20 − £5,317.55 = £-441.35
AAPLIBKR2025-12-15S10430£5,827.37£4,704.45£1,122.92
Sell: 30 × £194.2457 = £5,827.37($254.97 @ 0.7618)net of £0.76 feesCost: 30 × £156.815 = £4,704.45incl. £3.58 feesResult: £5,827.37 − £4,704.45 = £1,122.92
AAPLFT2026-01-13S10420£3,763.21£3,136.30£626.91
Sell: 20 × £188.1605 = £3,763.21net of £17.01 feesCost: 20 × £156.815 = £3,136.30incl. £2.38 feesResult: £3,763.21 − £3,136.30 = £626.91
MSFTIBKR2026-01-20S10410£3,600.42£3,117.49£482.93
Sell: 10 × £360.042 = £3,600.42($479.90 @ 0.7502)net of £0.75 feesCost: 10 × £311.749 = £3,117.49incl. £2.96 feesResult: £3,600.42 − £3,117.49 = £482.93
RR.FT2026-01-20S104350£4,060.00£2,761.24£1,298.76
Sell: 350 × £11.60 = £4,060.00Cost: 350 × £7.8893 = £2,761.24incl. £13.74 feesResult: £4,060.00 − £2,761.24 = £1,298.76
AMZNT2122026-02-03S10420£3,343.00£3,361.92£-18.92
Sell: 20 × £167.15 = £3,343.00net of £5.02 feesCost: 20 × £168.096 = £3,361.92incl. £1.59 feesResult: £3,343.00 − £3,361.92 = £-18.92
JPMIBKR2026-02-10S10425£5,405.67£4,567.55£838.12
Sell: 25 × £216.2268 = £5,405.67($289.96 @ 0.7457)net of £0.75 feesCost: 25 × £182.702 = £4,567.55($245.04 @ ~0.7456 avg)incl. £0.75 feesResult: £5,405.67 − £4,567.55 = £838.12
NVDAT2122026-03-05S10430£3,979.09£2,199.26£1,779.83
Sell: 30 × £132.6363 = £3,979.09net of £5.98 feesCost: 30 × £73.3087 = £2,199.26incl. £1.45 feesResult: £3,979.09 − £2,199.26 = £1,779.83
VUSAFT2026-03-09S10460£6,072.00£5,290.00£782.00
Sell: 60 × £101.20 = £6,072.00Cost: 60 × £88.1667 = £5,290.00Result: £6,072.00 − £5,290.00 = £782.00
ISFT2122026-03-16S104100£985.00£872.50£112.50
Sell: 100 × £9.85 = £985.00Cost: 100 × £8.725 = £872.50Result: £985.00 − £872.50 = £112.50
MSFTFT2026-03-24S1046£1,961.28£1,870.50£90.78
Sell: 6 × £326.88 = £1,961.28net of £8.87 feesCost: 6 × £311.75 = £1,870.50incl. £1.78 feesResult: £1,961.28 − £1,870.50 = £90.78
AZNIBKR2026-03-25S10415£1,828.84£1,623.62£205.22
Sell: 15 × £121.9227 = £1,828.84net of £1.16 feesCost: 15 × £108.2413 = £1,623.62incl. £8.42 feesResult: £1,828.84 − £1,623.62 = £205.22
£104,861.35£90,270.91£14,590.44

CRYPTO DISPOSALS

HMRC Matching Rules Applied

Same Day

—

—

Bed & Breakfast

—

—

Section 104 Pool

0.01 units

£505.00

1 disposal · 1 ticker · £5.00 fees
BTCCoinbase2025-08-15S1040.01£905.00£505.00£400.00
Sell: 0.01 × £90,500 = £905.00net of £5.00 feesCost: 0.01 × £50,500 = £505.00incl. £5.00 feesResult: £905.00 − £505.00 = £400.00
£905.00£505.00£400.00

OPTIONS DISPOSALS

HMRC Matching Rules Applied

Same Day

—

—

Bed & Breakfast

2 contracts

£708.83

Section 104 Pool

10 contracts

£5,900.65

12 disposals · 12 tickers · £7.79 fees
AAPL-2025-09-19-CALL-240IBKR2025-08-111£243.22£453.24£-210.02
Sell:Sell to Open1 × £243.22 = £243.22($3.30 @ 0.7385)net of £0.48 feesCost:Buy to Close1 × £453.24 = £453.24($6.10 @ 0.7422)incl. £0.48 feesResult:£243.22 − £453.24 = £-210.02
META-2025-08-01-CALL-720IBKR2025-07-311£4,088.43£1,636.05£2,452.38
Sell:Sell to Close1 × £4,088.43 = £4,088.43($55 @ 0.7434)net of £0.48 feesCost:Pool1 × £1,636.05 = £1,636.05Result:£4,088.43 − £1,636.05 = £2,452.38
META-2025-08-01-PUT-720IBKR2025-07-311£21.82£1,933.43£-1,911.61
Sell:Sell to Close1 × £21.82 = £21.82($0.30 @ 0.7434)net of £0.48 feesCost:Pool1 × £1,933.43 = £1,933.43Result:£21.82 − £1,933.43 = £-1,911.61
MSFT-2026-03-20-PUT-360IBKR2026-02-171£305.26£0.00£305.26
Sell:Sell to Open1 × £305.26 = £305.26($4.10 @ 0.7457)net of £0.48 feesCost:Expired Short1 × £0 = £0.00Result:£305.26 − £0.00 = £305.26
NVDA-2025-06-20-CALL-150IBKR2025-05-271£138.91£0.00£138.91
Sell:Sell to Open1 × £138.91 = £138.91($1.85 @ 0.7535)net of £0.49 feesCost:Expired Short1 × £0 = £0.00Result:£138.91 − £0.00 = £138.91
QQQ-2026-01-16-CALL-660IBKR2025-12-081£296.63£735.73£-439.10
Sell:Sell to Open1 × £296.63 = £296.63($3.90 @ 0.7618)net of £0.50 feesCost:Buy to Close1 × £735.73 = £735.73($9.80 @ 0.7502)incl. £0.49 feesResult:£296.63 − £735.73 = £-439.10
QQQ-2026-01-16-CALL-680IBKR2026-01-091£239.59£122.39£117.20
Sell:Sell to Close1 × £239.59 = £239.59($3.20 @ 0.7502)net of £0.49 feesCost:Pool1 × £122.39 = £122.39Result:£239.59 − £122.39 = £117.20
QQQ-2026-01-16-PUT-560IBKR2026-01-091£10.77£160.48£-149.72
Sell:Sell to Close1 × £10.77 = £10.77($0.15 @ 0.7502)net of £0.49 feesCost:Pool1 × £160.48 = £160.48Result:£10.77 − £160.48 = £-149.72
QQQ-2026-01-16-PUT-580IBKR2025-12-081£327.10£30.50£296.60
Sell:Sell to Open1 × £327.10 = £327.10($4.30 @ 0.7618)net of £0.50 feesCost:Buy to Close1 × £30.50 = £30.50($0.40 @ 0.7502)incl. £0.49 feesResult:£327.10 − £30.50 = £296.60
SPY-2025-11-21-PUT-620IBKR2025-11-101£112.06£227.63£-115.58
Sell:Sell to Close1 × £112.06 = £112.06($1.50 @ 0.7503)net of £0.49 feesCost:Pool1 × £227.63 = £227.63Result:£112.06 − £227.63 = £-115.58
SPY-2025-11-21-PUT-640IBKR2025-10-131£453.84£255.59£198.25
Sell:Sell to Open1 × £453.84 = £453.84($6.20 @ 0.7328)net of £0.48 feesCost:Buy to Close1 × £255.59 = £255.59($3.40 @ 0.7503)incl. £0.49 feesResult:£453.84 − £255.59 = £198.25
TSLA-2025-10-17-CALL-450IBKR2025-10-101£461.16£1,054.44£-593.28
Sell:Sell to Close1 × £461.16 = £461.16($6.30 @ 0.7328)net of £0.48 feesCost:Pool1 × £1,054.44 = £1,054.44Result:£461.16 − £1,054.44 = £-593.28
£6,698.79£6,609.48£89.29

FX CONVERSIONS

No foreign currency was converted this tax year. Your holdings are listed in Portfolio Holdings below.

If you converted foreign currency, make sure to upload all relevant CSV files containing those transactions.

PORTFOLIO HOLDINGSAll years

Stock Positions
16
FX Positions
1
Total Cost Basis
£83,661.42

Stock Holdings

AAPL13.1%2026-01-1370£10,977.04£156.81
DateTypeQty ChangeCost ChangeExplanation
2025-04-22BUY+100+£15,796.73Buy 100 AAPL at 2025-04-22
2025-04-22BUY+20 (100 → 120)+£3,021.05£15,796.73 → £18,817.78Buy 20.00000000 AAPL at 2025-04-22
2025-12-15SELL-30 (120 → 90)-£4,704.44£18,817.78 → £14,113.34Sold 30 AAPL at average cost
2026-01-13SELL-20 (90 → 70)-£3,136.30£14,113.34 → £10,977.04Sold 20.00000000 AAPL at average cost
VUAG​ERI10.3%2026-01-1595£8,619.86£90.74
DateTypeQty ChangeCost ChangeExplanation
2025-01-08BUY+100+£8,650.00Buy 100.0000000000 VUAG at 2025-01-08
2025-06-02BUY+40 (100 → 140)+£3,648.00£8,650.00 → £12,298.00Buy 40.0000000000 VUAG at 2025-06-02
2025-06-30ERI ADJUSTMENT+0 (140 → 140)+£125.01£12,298.00 → £12,423.01ERI for VUAG (ISIN IE00BFMXXD54):140 units × 1.197605 × 0.745601FX = 125.01
2025-07-18SELL-60 (140 → 80)-£5,324.15£12,423.01 → £7,098.86Sold 60.0000000000 VUAG at average cost
2026-01-15BUY+15 (80 → 95)+£1,521.00£7,098.86 → £8,619.86Add 15 VUAG to pool
AMZN10.0%2026-02-0350£8,404.81£168.10
DateTypeQty ChangeCost ChangeExplanation
2025-08-04BUY+20+£3,230.40Buy 20.0000000000 AMZN at 2025-08-04
2025-09-03BUY+50 (20 → 70)+£8,536.33£3,230.40 → £11,766.73Buy 50 AMZN at 2025-09-03
2026-02-03SELL-20 (70 → 50)-£3,361.92£11,766.73 → £8,404.81Sold 20.0000000000 AMZN at average cost
META9.2%2026-03-1015£7,675.91$10,401.50£511.73$693.43
DateTypeQty ChangeCost ChangeExplanation
2025-08-05BUY+20+£10,635.11Buy 20 META at 2025-08-05
2025-11-24SELL-10 (20 → 10)-£5,317.56£10,635.11 → £5,317.55Sold 10 META at average cost
2026-03-10BUY+5 (10 → 15)+£2,358.36£5,317.55 → £7,675.91Add 5 META to pool
VWRL5.9%2026-04-0150£4,954.00£99.08
DateTypeQty ChangeCost ChangeExplanation
2025-04-14BUY+100+£9,640.00Buy 100.00000000 VWRL at 2025-04-14
2025-10-06SELL-60 (100 → 40)-£5,784.00£9,640.00 → £3,856.00Sold 60.00000000 VWRL at average cost
2026-04-01BUY+10 (40 → 50)+£1,098.00£3,856.00 → £4,954.00Add 10 VWRL to pool
AZN4.5%2026-03-2535£3,788.46£108.24
DateTypeQty ChangeCost ChangeExplanation
2025-05-12BUY+40+£4,188.84Buy 40.0000000000 AZN at 2025-05-12
2025-11-24SELL-20 (40 → 20)-£2,094.42£4,188.84 → £2,094.42Sold 20.0000000000 AZN at average cost
2026-01-08BUY+30 (20 → 50)+£3,317.66£2,094.42 → £5,412.08Add 30 AZN to pool
2026-03-25SELL-15 (50 → 35)-£1,623.62£5,412.08 → £3,788.46Sold 15 AZN at average cost
BP4.3%2025-05-191,000£3,638.10£3.64
DateTypeQty ChangeCost ChangeExplanation
2025-05-19BUY+1,000+£3,638.10Buy 1000.00000000 BP at 2025-05-19
MSFT3.7%2026-03-2410£3,117.49£311.75
DateTypeQty ChangeCost ChangeExplanation
2025-04-28BUY+30+£9,016.03Buy 30 MSFT at 2025-04-28
2025-07-08BUY+6 (30 → 36)+£2,206.95£9,016.03 → £11,222.98Buy 6.00000000 MSFT at 2025-07-08
2025-10-06SELL-10 (36 → 26)-£3,117.50£11,222.98 → £8,105.48Sold 10 MSFT at average cost
2026-01-20SELL-10 (26 → 16)-£3,117.49£8,105.48 → £4,987.99Sold 10 MSFT at average cost
2026-03-24SELL-6 (16 → 10)-£1,870.50£4,987.99 → £3,117.49Sold 6.00000000 MSFT at average cost
SHEL3.3%2025-11-06100£2,764.33£27.64
DateTypeQty ChangeCost ChangeExplanation
2025-06-09BUY+200+£5,528.66Buy 200 SHEL at 2025-06-09
2025-11-06SELL-100 (200 → 100)-£2,764.33£5,528.66 → £2,764.33Sold 100 SHEL at average cost
VUSA3.2%2026-03-0930£2,645.00£88.17
DateTypeQty ChangeCost ChangeExplanation
2025-06-10BUY+60+£5,172.00Buy 60.00000000 VUSA at 2025-06-10
2025-10-20BUY+30 (60 → 90)+£2,763.00£5,172.00 → £7,935.00Buy 30.00000000 VUSA at 2025-10-20
2026-03-09SELL-60 (90 → 30)-£5,290.00£7,935.00 → £2,645.00Sold 60.00000000 VUSA at average cost
LLOY3.0%2026-04-023,500£2,539.13£0.73
DateTypeQty ChangeCost ChangeExplanation
2025-04-22BUY+5,000+£3,527.55Buy 5000.0000000000 LLOY at 2025-04-22
2025-09-16SELL-2,000 (5,000 → 3,000)-£1,411.02£3,527.55 → £2,116.53Sold 2000.0000000000 LLOY at average cost
2026-04-02BUY+500 (3,000 → 3,500)+£422.60£2,116.53 → £2,539.13Add 500 LLOY to pool
GOOGL3.0%2025-10-1420£2,487.00$3,300.50£124.35$165.03
DateTypeQty ChangeCost ChangeExplanation
2025-05-06BUY+40+£4,974.00Buy 40 GOOGL at 2025-05-06
2025-10-14SELL-20 (40 → 20)-£2,487.00£4,974.00 → £2,487.00Sold 20 GOOGL at average cost
NVDA2.6%2026-03-0530£2,199.26£73.31
DateTypeQty ChangeCost ChangeExplanation
2025-04-09BUY+60+£4,524.37Buy 60.0000000000 NVDA at 2025-04-09
2025-04-17BUY+100 (60 → 160)+£7,205.00£4,524.37 → £11,729.37Buy 100 NVDA at 2025-04-17
2025-07-02BUY+10 (160 → 170)+£1,116.83£11,729.37 → £12,846.20Buy 10.0000000000 NVDA at 2025-07-02
2025-07-02SAME DAY-10 (170 → 160)-£1,116.83£12,846.20 → £11,729.37Phase 2: Remove 10 consumed by Same Day/B&B
2025-07-18SELL-100 (160 → 60)-£7,330.86£11,729.37 → £4,398.51Sold 100 NVDA at average cost
2026-03-05SELL-30 (60 → 30)-£2,199.25£4,398.51 → £2,199.26Sold 30.0000000000 NVDA at average cost
TSLA2.3%2025-10-026£1,921.10£320.18
DateTypeQty ChangeCost ChangeExplanation
2025-01-10BUY+8+£2,570.63Buy 8.0000000000 TSLA at 2025-01-10
2025-02-26SELL-8 (8 → 0)-£2,570.63£2,570.63 → £0.00Sold 8.0000000000 TSLA at average cost
2025-10-02BUY+6+£1,921.10Add 6 TSLA to pool
ISF2.1%2026-03-16200£1,745.00£8.73
DateTypeQty ChangeCost ChangeExplanation
2025-03-10BUY+300+£2,617.50Buy 300.0000000000 ISF at 2025-03-10
2026-03-16SELL-100 (300 → 200)-£872.50£2,617.50 → £1,745.00Sold 100.0000000000 ISF at average cost
RR.1.4%2026-01-20150£1,183.39£7.89
DateTypeQty ChangeCost ChangeExplanation
2025-05-06BUY+500+£3,944.63Buy 500.00000000 RR. at 2025-05-06
2025-09-04BUY+100 (500 → 600)+£1,095.45£3,944.63 → £5,040.08Buy 100.00000000 RR. at 2025-09-04
2025-09-04SAME DAY-100 (600 → 500)-£1,095.45£5,040.08 → £3,944.63Phase 2: Remove 100 consumed by Same Day/B&B
2026-01-20SELL-350 (500 → 150)-£2,761.24£3,944.63 → £1,183.39Sold 350.00000000 RR. at average cost
5,361£68,659.88

Converted Currency Holdings

USD/GBP17.9%2025-04-0819,275£15,001.54£0.78
£15,001.54

Assigned Option Premium Adjustments

How each assigned option's premium adjusted the underlying share cost basis.

UnderlyingAssigned optionGross AmountPremiumCost Basis
NVDAPUT 100 · exp 2025-04-17£7,705.35$10,000.00 @ 0.7705−£500.35−$649.35 @ 0.7705£7,205.00$9,350.65
NVDACALL 160 · exp 2025-07-18£11,895.01$15,999.98 @ 0.7434+£230.65+$309.35 @ 0.7456£12,125.67$16,309.33

INCOME SUMMARY

Total Reportable Income
£1,908.62
Dividends
£1,097.64
Interest
£810.98
ERI
£125.01
included in dividends / interest

Dividends

Total Dividends
£1,097.64Includes £125.01 ERI
Dividend Allowance (HMRC)
£500.00
Foreign Tax Credit (cap)
£39.41Credited per band below · HMRC
Taxable Dividends
£597.64
TickerCountGrossWithholdingNet
AAPL5£75.71$101.40£11.37$15.21£64.34$86.19
DateBrokerCurrencyTreaty CountryGrossWH RateWithholdingNet
2025-05-15IBKRUSDUSA£19.59$26.00 @ 0.753515.0%£2.94$3.90£16.65$22.10
2025-08-14FTUSDUSA£3.84$5.20 @ 0.738515.1%£0.58$0.78£3.26$4.42
2025-08-14IBKRUSDUSA£19.20$26.00 @ 0.738515.0%£2.88$3.90£16.32$22.10
2025-11-13IBKRUSDUSA£19.51$26.00 @ 0.750315.0%£2.93$3.90£16.58$22.10
2026-02-12IBKRUSDUSA£13.57$18.20 @ 0.745715.0%£2.04$2.73£11.53$15.47
£11.37$15.21£64.34$86.19
AZN2£101.64£0.00£101.64
DateBrokerCurrencyGrossWithholdingNet
2025-09-08T212GBP£49.44£0.00£49.44
2026-03-23IBKRGBP£52.20£0.00£52.20
£0.00£101.64
BP2£123.00£0.00£123.00
DateBrokerCurrencyGrossWithholdingNet
2025-09-19FTGBP£61.00£0.00£61.00
2025-12-19FTGBP£62.00£0.00£62.00
£0.00£123.00
GOOGL4£18.78$25.20£2.82$3.78£15.96$21.42
DateBrokerCurrencyTreaty CountryGrossWH RateWithholdingNet
2025-06-16IBKRUSDUSA£6.26$8.40 @ 0.745615.0%£0.94$1.26£5.32$7.14
2025-09-15IBKRUSDUSA£6.23$8.40 @ 0.742215.1%£0.94$1.26£5.29$7.14
2025-12-15IBKRUSDUSA£3.20$4.20 @ 0.761815.0%£0.48$0.63£2.72$3.57
2026-03-16IBKRUSDUSA£3.09$4.20 @ 0.736814.9%£0.46$0.63£2.63$3.57
£2.82$3.78£15.96$21.42
ISF4£129.45£0.00£129.45
DateBrokerCurrencyGrossWithholdingNet
2025-06-25T212GBP£39.45£0.00£39.45
2025-09-25T212GBP£28.20£0.00£28.20
2025-12-30T212GBP£33.60£0.00£33.60
2026-03-26T212GBP£28.20£0.00£28.20
£0.00£129.45
JPM3£79.80$107.50£11.97$16.13£67.83$91.37
DateBrokerCurrencyTreaty CountryGrossWH RateWithholdingNet
2025-07-31IBKRUSDUSA£26.02$35.00 @ 0.743415.0%£3.90$5.25£22.12$29.75
2025-10-31IBKRUSDUSA£25.65$35.00 @ 0.732815.0%£3.85$5.25£21.80$29.75
2026-01-30IBKRUSDUSA£28.13$37.50 @ 0.750215.0%£4.22$5.63£23.91$31.87
£11.97$16.13£67.83$91.37
LLOY2£166.50£0.00£166.50
DateBrokerCurrencyGrossWithholdingNet
2025-05-20T212GBP£105.50£0.00£105.50
2025-09-10T212GBP£61.00£0.00£61.00
£0.00£166.50
META3£17.60$23.63£2.64$3.55£14.96$20.08
DateBrokerCurrencyTreaty CountryGrossWH RateWithholdingNet
2025-09-26IBKRUSDUSA£7.79$10.50 @ 0.742215.0%£1.17$1.58£6.62$8.92
2025-12-26IBKRUSDUSA£4.00$5.25 @ 0.761815.0%£0.60$0.79£3.40$4.46
2026-03-26IBKRUSDUSA£5.81$7.88 @ 0.736815.0%£0.87$1.18£4.94$6.70
£2.64$3.55£14.96$20.08
MSFT7£69.50$93.00£10.44$13.97£59.06$79.03
DateBrokerCurrencyTreaty CountryGrossWH RateWithholdingNet
2025-06-12IBKRUSDUSA£18.57$24.90 @ 0.745615.0%£2.79$3.74£15.78$21.16
2025-09-11FTUSDUSA£3.70$4.98 @ 0.742215.1%£0.56$0.75£3.14$4.23
2025-09-11IBKRUSDUSA£18.48$24.90 @ 0.742215.0%£2.78$3.74£15.70$21.16
2025-12-11FTUSDUSA£4.16$5.46 @ 0.761814.9%£0.62$0.82£3.54$4.64
2025-12-11IBKRUSDUSA£13.87$18.20 @ 0.761815.0%£2.08$2.73£11.79$15.47
2026-03-12FTUSDUSA£4.02$5.46 @ 0.736814.9%£0.60$0.82£3.42$4.64
2026-03-12IBKRUSDUSA£6.70$9.10 @ 0.736815.1%£1.01$1.37£5.69$7.73
£10.44$13.97£59.06$79.03
NVDA3£1.35$1.80£0.21$0.27£1.14$1.53
DateBrokerCurrencyTreaty CountryGrossWH RateWithholdingNet
2025-06-27T212USDUSA£0.45$0.60 @ 0.745615.6%£0.07$0.09£0.38$0.51
2025-10-02T212USDUSA£0.44$0.60 @ 0.732815.9%£0.07$0.09£0.37$0.51
2025-12-29T212USDUSA£0.46$0.60 @ 0.761815.2%£0.07$0.09£0.39$0.51
£0.21$0.27£1.14$1.53
SHEL3£107.70£0.00£107.70
DateBrokerCurrencyGrossWithholdingNet
2025-09-22IBKRGBP£53.50£0.00£53.50
2025-12-19IBKRGBP£27.00£0.00£27.00
2026-03-23IBKRGBP£27.20£0.00£27.20
£0.00£107.70
VUSA1£19.20£0.00£19.20
DateBrokerCurrencyGrossWithholdingNet
2025-09-24FTGBP£19.20£0.00£19.20
£0.00£19.20
VWRL2£62.40£0.00£62.40
DateBrokerCurrencyGrossWithholdingNet
2025-06-25FTGBP£44.00£0.00£44.00
2025-12-23FTGBP£18.40£0.00£18.40
£0.00£62.40
41£972.63£39.45£933.18

Interest

Within Personal Savings Allowance (£1,000.00 for basic rate taxpayers). HMRC reference

Total Interest
£810.98
UK Interest
£41.12
Foreign Interest
£769.86
MonthBrokerCurrencyTypeAmount
2025-04T212GBPUK£1.02
2025-05IBKRUSDForeign£89.22$118.40 @ 0.7535
2025-05T212GBPUK£2.14
2025-05FTGBPUK£2.30
2025-06IBKRUSDForeign£71.67$96.12 @ 0.7456
2025-06T212GBPUK£2.27
2025-07IBKRUSDForeign£65.98$88.75 @ 0.7434
2025-07T212GBPUK£1.96
2025-08IBKRUSDForeign£89.58$121.30 @ 0.7385
2025-08T212GBPUK£2.40
2025-08FTGBPUK£3.05
2025-09IBKRUSDForeign£55.06$74.18 @ 0.7422
2025-09T212GBPUK£2.72
2025-10IBKRUSDForeign£50.88$69.44 @ 0.7328
2025-10T212GBPUK£1.98
2025-11IBKRUSDForeign£62.20$82.90 @ 0.7503
2025-11T212GBPUK£2.35
2025-12IBKRUSDForeign£58.93$77.35 @ 0.7618
2025-12FTGBPUK£4.15
2025-12T212GBPUK£2.60
2026-01IBKRUSDForeign£60.78$81.02 @ 0.7502
2026-01T212GBPUK£2.28
2026-02IBKRUSDForeign£59.36$79.60 @ 0.7457
2026-02T212GBPUK£2.60
2026-02FTGBPUK£3.72
2026-03IBKRUSDForeign£53.16$72.15 @ 0.7368
2026-03T212GBPUK£3.58
2026-04IBKRUSDForeign£53.05$70.88 @ 0.7484
£810.98

Rows are rounded to the penny; the total is calculated before rounding, so it can differ by a penny.

Excess Reportable IncomeView full ERI reference table →

Total ERI
£125.01
Taxed as Dividends
£125.01
Funds
1
TickerISINDateAmount
VUAGIE00BFMXXD542025-12-30£125.01$167.66 @ 0.7456
USD 1.1976/unit× 140 shares@ 0.7456
→£125.01
£125.01$167.66

Tax by Income Band

Estimated tax based on UK income tax bands. Your actual liability depends on your total income. HMRC rates

Basic Rate
Div 8.75%: £29.30
£52.29 less FTCR £22.99
Int 20%: £0.00
PSA: £1,000.00
Higher Rate
Div 33.75%: £162.30
£201.71 less FTCR £39.41
Int 40%: £124.39
PSA: £500.00
Additional Rate
Div 39.35%: £195.76
£235.17 less FTCR £39.41
Int 45%: £364.94

Foreign Tax Credit Relief

Foreign tax credited against your UK tax at each band, so the same income isn’t taxed twice. How we calculate this →

SA106 box 2 is whichever band applies to you — see the Self Assessment guide →

Basic Rate
£22.99
Higher Rate
£39.41
Additional Rate
£39.41
CountryCurrencyCountry RateDividendsForeign Tax PaidBasicHigherAdditional
USAUSD15%£262.74£39.43£22.99£39.41£39.41

Income by Broker

Freetrade
Dividends: £220.32
Interest: £13.22
Treaty Relief: £2.36
IBKR
Dividends: £405.57
Interest: £769.87
Treaty Relief: £36.88
Trading212
Dividends: £346.74
Interest: £27.90
Treaty Relief: £0.21
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Reference calculations, not tax advice — check the figures before you file.