UK CGT Calculator for AJ Bell

The Transaction history CSV of your Dealing account: My account → Documents and statements → Transaction history, then the download icon above the table. The mobile app and Dodl have no CSV download, so use a desktop browser. Set the date range from your first buy, not from 6 April: the cost of what you sell comes from your whole buying history (HS284). Each export covers one account; if you have more than one Dealing account, download each and upload them together.

In a Dealing account, yes, once the tax year’s gains go above the £3,000 annual exempt amount. Gains inside a Stocks and Shares ISA, Lifetime ISA or SIPP are tax-free, so those accounts have nothing to report. The file never says which account it came from, so export the Dealing account only.

In the gap. The file has no fee column, so the charge is the difference between Quantity × Price and Amount (GBP): £5.00 on an online share or ETF deal, £1.50 on a fund deal, with any stamp duty or PTM levy on a UK share buy folded into the same figure. These are allowable costs (TCGA 1992 s38), so they are already inside your cost or taken off your proceeds. If the gap is larger than a plausible charge, the report says so in a warning and the gain is left as AJ Bell priced it.

AJ Bell rounds the unit count in the file. On a fund priced at hundreds of pounds a unit, that rounding hides more than the £1.50 charge, so the charge cannot be told from the rounding and none is claimed for that row rather than a guess. The gain is unaffected: it is still Amount (GBP) against Amount (GBP).

No. The custody charge is a cost of holding the account, not of buying or selling a holding, so it is booked as cash and never enters a pool. Debit card payments and cash transfers are booked the same way.

By the name AJ Bell prints in Description. Every row with the same name goes into one Section 104 pool. If the same fund appears under two spellings, give both the same name on the edit page and they pool as one.

Interest on uninvested cash is UK savings interest, listed for the SA100 against your personal savings allowance (£1.94 in the example). It is not a capital gain and stays out of the SA108 boxes.

They are named in a warning, not booked. How the Accumulation Distribution and Equalisation Acc Units pair should be read under HMRC’s CG57707 is not settled, and a wrong guess would misstate both your dividend income and the fund’s cost. The warning gives both amounts; once your accountant confirms the figure, add it on the edit page as a dividend for the fund and add the same amount to one of its purchases.

A Transfer In or Transfer Out that moves units rather than cash is named in a warning and not booked, because whether it counts as a disposal depends on whose account is at the other end. Add the purchase or sale on the edit page at the cost or market value that applies.

Not yet. The export we built this on has none, so any row of a kind we do not recognise is named in a warning rather than dropped silently, and you can add it on the edit page. Trade date is used throughout: HMRC dates a disposal to the day the contract is made (TCGA 1992 s28).

Yes. Upload the files together. A holding is one pool when its name is the same in both, so an AJ Bell fund and the same fund elsewhere may need the same name on the edit page; a share with a ticker at the other broker stays a separate pool and is warned about. The 30-day rule runs across brokers.