Tax Report

ASSESSMENT SUMMARY5 Aug 2025 – 3 Mar 2026Tax year2025/26

Total Capital Gain

£6,703.16

Taxable after allowance

£3,703.16

ready to fileUK Resident (full year)All bands

Add your annual income in the editor for a single income-tax figure. Learn more →

Asset class	Proceeds	Costs	Gain
Stocks	£32,156.23	£25,453.06	£6,703.16
Total	£32,156.23	£25,453.06	£6,703.16

SELF ASSESSMENT GUIDE

Listed shares and securities

Box	What to enter	Figure
23	Number of disposals	15
24	Disposal proceeds	£32,156.23
25	Allowable costs	£25,453.06
26	Gains in the year, before losses	£6,920.83
27	Losses in the year	£217.67

Losses and adjustments

Box	What to enter	Figure
45	Losses brought forward & used in-year	enter manual
47	Losses available to carry forward	£0.00

SA100 UK Income

Box	What to enter	Figure
SA100	Dividends from UK companies	£0.00
SA100	UK interest	£0.00

SA106 Foreign income

Country	Gross	Foreign tax	Country rate	FTCR	Taxable
USA	£501.96	£0.00	—	—	£501.96

Box 6£501.96

Interest from overseas savings

Country	Gross	Foreign tax	Country rate	FTCR	Taxable
USD (enter code)	£42.97	£0.00	—	—	£42.97

Box 4£42.97

STOCK DISPOSALS

HMRC Matching Rules Applied

Same Day

20 shares

£2,851.14

Bed & Breakfast

20 shares

£2,227.60

Section 104 Pool

148 shares

£20,374.32

15 disposals · 10 tickers · £0.15 fees


MSFT	Fidelity	2025-08-05	S104	5	£1,920.09	£1,425.49	£494.60
Sell: 5 × £384.018 = £1,920.09($520 @ 0.7385)net of £0.01 feesCost: 5 × £285.098 = £1,425.49($370 @ ~0.7705 avg)Result: £1,920.09 − £1,425.49 = £494.60
NVDA	Fidelity	2025-08-12	S104	10	£1,314.52	£1,017.26	£297.26
Sell: 10 × £131.452 = £1,314.52($178 @ 0.7385)net of £0.01 feesCost: 10 × £101.726 = £1,017.26($135 @ ~0.7535 avg)Result: £1,314.52 − £1,017.26 = £297.26
AMZN	Fidelity	2025-08-19	S104	10	£1,683.77	£1,431.69	£252.07
Sell: 10 × £168.377 = £1,683.77($228 @ 0.7385)net of £0.01 feesCost: 10 × £143.169 = £1,431.69($190 @ ~0.7535 avg)Result: £1,683.77 − £1,431.69 = £252.07
XOM	Fidelity	2025-09-03	S104	15	£1,191.26	£1,230.24	£-38.98
Sell: 15 × £79.4173 = £1,191.26($107 @ 0.7422)net of £0.01 feesCost: 15 × £82.016 = £1,230.24($110 @ ~0.7456 avg)Result: £1,191.26 − £1,230.24 = £-38.98
GOOGL	Fidelity	2025-09-16	S104	12	£2,226.67	£1,433.19	£793.47
Sell: 12 × £185.5558 = £2,226.67($250 @ 0.7422)net of £0.01 feesCost: 12 × £119.4325 = £1,433.19($155 @ ~0.7705 avg)Result: £2,226.67 − £1,433.19 = £793.47
AAPL	Fidelity	2025-09-22	S104	25	£4,750.23	£3,313.30	£1,436.93
Sell: 25 × £190.0092 = £4,750.23($256 @ 0.7422)net of £0.01 feesCost: 25 × £132.532 = £3,313.30($172 @ ~0.7705 avg)Result: £4,750.23 − £3,313.30 = £1,436.93
PG	Fidelity	2025-10-14	B&B	20	£2,168.97	£2,227.60	£-58.63
Sell: 20 × £108.4485 = £2,168.97($148 @ 0.7328)net of £0.01 feesCost: 20 × £111.38 = £2,227.60($152 @ 0.7328)Result: £2,168.97 − £2,227.60 = £-58.63
JPM	Fidelity	2025-10-21	S104	8	£1,787.93	£1,479.43	£308.50
Sell: 8 × £223.4913 = £1,787.93($305 @ 0.7328)net of £0.01 feesCost: 8 × £184.9288 = £1,479.43($240 @ ~0.7705 avg)Result: £1,787.93 − £1,479.43 = £308.50
NVDA	Fidelity	2025-11-20	Same Day	20	£2,731.08	£2,851.14	£-120.06
Sell: 20 × £136.554 = £2,731.08($182 @ 0.7503)net of £0.01 feesCost: 20 × £142.557 = £2,851.14($190 @ 0.7503)Result: £2,731.08 − £2,851.14 = £-120.06
XOM	Fidelity	2025-12-09	S104	15	£1,337.03	£1,230.24	£106.79
Sell: 15 × £89.1353 = £1,337.03($117 @ 0.7618)net of £0.01 feesCost: 15 × £82.016 = £1,230.24($110 @ ~0.7456 avg)Result: £1,337.03 − £1,230.24 = £106.79
MSFT	Fidelity	2025-12-15	S104	5	£1,828.42	£1,425.49	£402.94
Sell: 5 × £365.684 = £1,828.42($480 @ 0.7618)net of £0.01 feesCost: 5 × £285.098 = £1,425.49($370 @ ~0.7705 avg)Result: £1,828.42 − £1,425.49 = £402.94
GOOGL	Fidelity	2026-01-13	S104	8	£1,890.61	£955.46	£935.14
Sell: 8 × £236.3263 = £1,890.61($315 @ 0.7502)net of £0.01 feesCost: 8 × £119.4325 = £955.46($155 @ ~0.7705 avg)Result: £1,890.61 − £955.46 = £935.14
VOO	Fidelity	2026-01-20	S104	5	£2,306.99	£1,810.76	£496.24
Sell: 5 × £461.398 = £2,306.99($615 @ 0.7502)net of £0.01 feesCost: 5 × £362.152 = £1,810.76($470 @ ~0.7705 avg)Result: £2,306.99 − £1,810.76 = £496.24
AAPL	Fidelity	2026-02-10	S104	10	£1,953.76	£1,325.32	£628.44
Sell: 10 × £195.376 = £1,953.76($262 @ 0.7457)net of £0.01 feesCost: 10 × £132.532 = £1,325.32($172 @ ~0.7705 avg)Result: £1,953.76 − £1,325.32 = £628.44
JNJ	Fidelity	2026-03-03	S104	20	£3,064.90	£2,296.45	£768.45
Sell: 20 × £153.245 = £3,064.90($208 @ 0.7368)net of £0.01 feesCost: 20 × £114.8225 = £2,296.45($154 @ ~0.7456 avg)Result: £3,064.90 − £2,296.45 = £768.45
					£32,156.23	£25,453.06	£6,703.16

PORTFOLIO HOLDINGSAll years

Stock Positions

Total Cost Basis

£23,895.74

Stock Holdings

26.0%

2025-05-06

£6,216.56$8,250.00

£124.33$165.00

Date	Type	Qty Change	Cost Change	Explanation
2025-05-06	BUY	+50	+£6,216.56	Buy 50 PG at 2025-05-06

VOO

20.4%

2026-04-06

£4,878.90$6,380.00

£375.30$490.77

Date	Type	Qty Change	Cost Change	Explanation
2025-04-04	BUY	+15	+£5,432.27	Buy 15 VOO at 2025-04-04
2026-01-20	SELL	-5 (15 → 10)	-£1,810.76£5,432.27 → £3,621.51	Sold 5 VOO at average cost
2026-04-06	BUY	+3 (10 → 13)	+£1,257.39£3,621.51 → £4,878.90	Add 3 VOO to pool

JNJ

9.6%

2026-03-03

£2,296.45$3,080.00

£114.82$154.00

Date	Type	Qty Change	Cost Change	Explanation
2025-06-03	BUY	+40	+£4,592.90	Buy 40 JNJ at 2025-06-03
2026-03-03	SELL	-20 (40 → 20)	-£2,296.45£4,592.90 → £2,296.45	Sold 20 JNJ at average cost

JPM

9.3%

2025-10-21

£2,219.14$2,880.00

£184.93$240.00

Date	Type	Qty Change	Cost Change	Explanation
2025-04-29	BUY	+20	+£3,698.57	Buy 20 JPM at 2025-04-29
2025-10-21	SELL	-8 (20 → 12)	-£1,479.43£3,698.57 → £2,219.14	Sold 8 JPM at average cost

AMZN

9.0%

2025-08-19

£2,147.54$2,850.00

£143.17$190.00

Date	Type	Qty Change	Cost Change	Explanation
2025-05-02	BUY	+25	+£3,579.23	Buy 25 AMZN at 2025-05-02
2025-08-19	SELL	-10 (25 → 15)	-£1,431.69£3,579.23 → £2,147.54	Sold 10 AMZN at average cost

NVDA

8.5%

2025-08-12

£2,034.51$2,700.00

£101.73$135.00

Date	Type	Qty Change	Cost Change	Explanation
2025-05-20	BUY	+30	+£3,051.77	Buy 30 NVDA at 2025-05-20
2025-08-12	SELL	-10 (30 → 20)	-£1,017.26£3,051.77 → £2,034.51	Sold 10 NVDA at average cost

MSFT

6.0%

2025-12-15

£1,425.49$1,850.00

£285.10$370.00

Date	Type	Qty Change	Cost Change	Explanation
2025-04-22	BUY	+15	+£4,276.47	Buy 15 MSFT at 2025-04-22
2025-08-05	SELL	-5 (15 → 10)	-£1,425.49£4,276.47 → £2,850.98	Sold 5 MSFT at average cost
2025-12-15	SELL	-5 (10 → 5)	-£1,425.49£2,850.98 → £1,425.49	Sold 5 MSFT at average cost

GOOGL

5.0%

2026-01-13

£1,194.33$1,550.00

£119.43$155.00

Date	Type	Qty Change	Cost Change	Explanation
2025-04-15	BUY	+30	+£3,582.99	Buy 30 GOOGL at 2025-04-15
2025-09-16	SELL	-12 (30 → 18)	-£1,433.20£3,582.99 → £2,149.79	Sold 12 GOOGL at average cost
2026-01-13	SELL	-8 (18 → 10)	-£955.46£2,149.79 → £1,194.33	Sold 8 GOOGL at average cost

XOM

3.4%

2025-12-09

£820.16$1,100.00

£82.02$110.00

Date	Type	Qty Change	Cost Change	Explanation
2025-06-17	BUY	+40	+£3,280.64	Buy 40 XOM at 2025-06-17
2025-09-03	SELL	-15 (40 → 25)	-£1,230.24£3,280.64 → £2,050.40	Sold 15 XOM at average cost
2025-12-09	SELL	-15 (25 → 10)	-£1,230.24£2,050.40 → £820.16	Sold 15 XOM at average cost

AAPL

2.8%

2026-02-10

£662.66$860.00

£132.53$172.00

Date	Type	Qty Change	Cost Change	Explanation
2025-04-04	BUY	+40	+£5,301.28	Buy 40 AAPL at 2025-04-04
2025-09-22	SELL	-25 (40 → 15)	-£3,313.30£5,301.28 → £1,987.98	Sold 25 AAPL at average cost
2026-02-10	SELL	-10 (15 → 5)	-£1,325.32£1,987.98 → £662.66	Sold 10 AAPL at average cost

160

£23,895.74$31,500.00

INCOME SUMMARY

Total Reportable Income

£544.91

Dividends

£501.94

Interest

£42.97

Dividends

Total Dividends

£501.94

Dividend Allowance (HMRC)

£500.00

Taxable Dividends

£1.94

Ticker

Count

Gross

Withholding

Net

AAPL

£21.36$28.60

£0.00$0.00

£21.36$28.60

Date	Broker	Currency	Gross	Withholding	Net
2025-05-15	Fidelity	USD	£7.84$10.40 @ 0.7535	£0.00$0.00	£7.84$10.40
2025-08-14	Fidelity	USD	£7.68$10.40 @ 0.7385	£0.00$0.00	£7.68$10.40
2025-11-13	Fidelity	USD	£2.93$3.90 @ 0.7503	£0.00$0.00	£2.93$3.90
2026-02-12	Fidelity	USD	£2.91$3.90 @ 0.7457	£0.00$0.00	£2.91$3.90
				£0.00$0.00	£21.36$28.60

GOOGL

£13.81$18.48

£0.00$0.00

£13.81$18.48

Date	Broker	Currency	Gross	Withholding	Net
2025-06-16	Fidelity	USD	£4.70$6.30 @ 0.7456	£0.00$0.00	£4.70$6.30
2025-09-15	Fidelity	USD	£4.68$6.30 @ 0.7422	£0.00$0.00	£4.68$6.30
2025-12-15	Fidelity	USD	£2.88$3.78 @ 0.7618	£0.00$0.00	£2.88$3.78
2026-03-16	Fidelity	USD	£1.55$2.10 @ 0.7368	£0.00$0.00	£1.55$2.10
				£0.00$0.00	£13.81$18.48

JNJ

£97.38$130.00

£0.00$0.00

£97.38$130.00

Date	Broker	Currency	Gross	Withholding	Net
2025-09-09	Fidelity	USD	£38.60$52.00 @ 0.7422	£0.00$0.00	£38.60$52.00
2025-12-09	Fidelity	USD	£39.62$52.00 @ 0.7618	£0.00$0.00	£39.62$52.00
2026-03-10	Fidelity	USD	£19.16$26.00 @ 0.7368	£0.00$0.00	£19.16$26.00
				£0.00$0.00	£97.38$130.00

JPM

£56.22$76.00

£0.00$0.00

£56.22$76.00

Date	Broker	Currency	Gross	Withholding	Net
2025-07-31	Fidelity	USD	£20.82$28.00 @ 0.7434	£0.00$0.00	£20.82$28.00
2025-10-31	Fidelity	USD	£21.98$30.00 @ 0.7328	£0.00$0.00	£21.98$30.00
2026-02-02	Fidelity	USD	£13.42$18.00 @ 0.7457	£0.00$0.00	£13.42$18.00
				£0.00$0.00	£56.22$76.00

MSFT

£25.72$34.40

£0.00$0.00

£25.72$34.40

Date	Broker	Currency	Gross	Withholding	Net
2025-06-12	Fidelity	USD	£9.28$12.45 @ 0.7456	£0.00$0.00	£9.28$12.45
2025-09-11	Fidelity	USD	£6.16$8.30 @ 0.7422	£0.00$0.00	£6.16$8.30
2025-12-11	Fidelity	USD	£6.93$9.10 @ 0.7618	£0.00$0.00	£6.93$9.10
2026-03-12	Fidelity	USD	£3.35$4.55 @ 0.7368	£0.00$0.00	£3.35$4.55
				£0.00$0.00	£25.72$34.40

NVDA

£0.67$0.90

£0.00$0.00

£0.67$0.90

Date	Broker	Currency	Gross	Withholding	Net
2025-07-03	Fidelity	USD	£0.22$0.30 @ 0.7434	£0.00$0.00	£0.22$0.30
2025-10-02	Fidelity	USD	£0.15$0.20 @ 0.7328	£0.00$0.00	£0.15$0.20
2025-12-26	Fidelity	USD	£0.15$0.20 @ 0.7618	£0.00$0.00	£0.15$0.20
2026-03-26	Fidelity	USD	£0.15$0.20 @ 0.7368	£0.00$0.00	£0.15$0.20
				£0.00$0.00	£0.67$0.90

£157.89$211.36

£0.00$0.00

£157.89$211.36

Date	Broker	Currency	Gross	Withholding	Net
2025-05-15	Fidelity	USD	£39.82$52.84 @ 0.7535	£0.00$0.00	£39.82$52.84
2025-08-15	Fidelity	USD	£39.02$52.84 @ 0.7385	£0.00$0.00	£39.02$52.84
2025-11-17	Fidelity	USD	£39.65$52.84 @ 0.7503	£0.00$0.00	£39.65$52.84
2026-02-17	Fidelity	USD	£39.40$52.84 @ 0.7457	£0.00$0.00	£39.40$52.84
				£0.00$0.00	£157.89$211.36

VOO

£72.31$96.80

£0.00$0.00

£72.31$96.80

Date	Broker	Currency	Gross	Withholding	Net
2025-07-01	Fidelity	USD	£19.40$26.10 @ 0.7434	£0.00$0.00	£19.40$26.10
2025-09-29	Fidelity	USD	£19.37$26.10 @ 0.7422	£0.00$0.00	£19.37$26.10
2025-12-29	Fidelity	USD	£20.57$27.00 @ 0.7618	£0.00$0.00	£20.57$27.00
2026-03-27	Fidelity	USD	£12.97$17.60 @ 0.7368	£0.00$0.00	£12.97$17.60
				£0.00$0.00	£72.31$96.80

XOM

£56.60$75.65

£0.00$0.00

£56.60$75.65

Date	Broker	Currency	Gross	Withholding	Net
2025-09-10	Fidelity	USD	£29.39$39.60 @ 0.7422	£0.00$0.00	£29.39$39.60
2025-12-10	Fidelity	USD	£19.62$25.75 @ 0.7618	£0.00$0.00	£19.62$25.75
2026-03-10	Fidelity	USD	£7.59$10.30 @ 0.7368	£0.00$0.00	£7.59$10.30
				£0.00$0.00	£56.60$75.65

£501.96$672.19

£0.00$0.00

£501.96$672.19

Interest

Within Personal Savings Allowance (£1,000.00 for basic rate taxpayers). HMRC reference

Total Interest

£42.97

UK Interest

£0.00

Foreign Interest

£42.97

Month	Broker	Currency	Type	Amount
2025-06	Fidelity	USD	Foreign	£13.72$18.40 @ 0.7456
2025-09	Fidelity	USD	Foreign	£11.28$15.20 @ 0.7422
2025-12	Fidelity	USD	Foreign	£9.79$12.85 @ 0.7618
2026-03	Fidelity	USD	Foreign	£8.18$11.10 @ 0.7368
				£42.97$57.55

Tax by Income Band

Estimated tax based on UK income tax bands. Your actual liability depends on your total income. HMRC rates

Basic Rate

Div 8.75%: £0.17

Int 20%: £0.00

PSA: £1,000.00

Higher Rate

Div 33.75%: £0.65

Int 40%: £0.00

PSA: £500.00

Additional Rate

Div 39.35%: £0.76

Int 45%: £19.34

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Reference calculations, not tax advice — check the figures before you file.