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News, guides, and tax insights for UK investors

Bed and ISA: Using Your CGT Allowance Without the 30-Day Rule

Bed and ISA lets you crystallise gains up to your £3,000 allowance and rebuy inside an ISA the same day. Here's why HMRC's 30-day rule doesn't apply.

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UK Capital Gains Tax rates from April 2026: what is new for 2026-27

2026-27 CGT rates are 18% and 24% — same as last year. What actually changed: BADR rises to 18% and carried interest moves to income tax.

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The New Cryptoasset Boxes on SA108: A Walkthrough for 2025-26

SA108 has a dedicated cryptoasset section from 2024-25: boxes 13.1–13.8. What goes in each box, with a worked example of a swap and a stablecoin disposal.

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UK Crypto Capital Gains Tax: Swaps, Stablecoins, Fees, Staking and Airdrops Explained

How HMRC taxes crypto in the UK: swaps, stablecoin pricing, fees, staking, airdrops and GBP conversion. Worked examples with HMRC manual references.

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UK Tax on Accumulating vs Distributing ETFs

How accumulating and distributing ETFs are taxed outside an ISA, including ERI, deemed income, Section 104 cost basis and Self Assessment.

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Do You Need to Report Capital Gains If No Tax Is Due?

Two HMRC thresholds decide if you must report: £3,000 gains and £50,000 proceeds. Here's how to check and what happens if you miss one.

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Business Asset Disposal Relief: Rates Rising to 18% in April 2026

BADR rates are climbing from 10% to 18% over two years. How the rate ladder works, who qualifies, and what it costs on a real disposal.

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